Yes, the great news is that dentists, orthodontists, oral surgeons and other dental professionals can qualify for a physician home loan. Here are some of the advantages our dentist mortgages offer:

  • Able to close up to 60 days prior to the start of your employment contract
  • Lender paid mortgage insurance
  • Qualify with deferred or IBR student loans**
  • 97% LTV*** financing up to $650,000
  • 95% LTV financing up to $850,000
  • 90% up to $1.5 million
  • 100% financing up to $424,100 in some areas
  • 97% financing up to $424,000 in all states
  • Gift funds OK with no seasoning in your account

physician home loan for dentists, orthodontists and oral surgeons

doctor mortgage for dentists, orthodontists and oral surgeons

Call Josh Mettle at (855) 260-9932 and ask any questions you have about dentist mortgages. We’d love to answer them or you can Contact Us here.

**IBR payments can be utilized as long as they are in repayment and the amount of the payment is verified. Forecast IBRs are not permitted.
*** LTV/CLTV may vary based on credit score and product type.

Copyright©2017 Fairway Independent Mortgage Corporation. NMLS#2289. 4801 S. Biltmore Lane, Madison, WI 53718, 1-877-699-0353. All rights reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all dollar amounts. Other restrictions and limitations may apply. Fairway is not affiliated with any government agencies. Fairway is required to disclose the following license information. Alaska Mortgage Lender License No. AK2289; Arizona Mortgage Banker License No. 0904162; CA: Licensed by the Department of Business Oversight under the Consumer Finance Lenders Law; Loans made or arranged pursuant to a California Finance Lenders Law License #262571; Illinois Residential Mortgage Licensee No. MB. 0005475; Kansas Licensed Mortgage Company. KS License #MC.0001375; MA Mortgage Broker and Lender License #MC2289"; Minnesota: MN-MO- MN-MO-20183136. This is not an offer to enter into an agreement. Any such offer may only be made in accordance with the requirements of Minn. Stat. Section 47.206 (3) and (4); Mississippi Licensed Mortgage Company; Licensed by the New Hampshire Banking Department Licensed by the NJ Department of Banking and Insurance; Licensed Mortgage Banker-NYS Department of Financial Services; OH MBA License #2289; Oregon Mortgage Lender License ML-3791; Rhode Island Licensed Broker & Lender; VA: NMLS ID # 2289; Washington Consumer Loan Company License No. CL-2289.