7 Insiders Tactics- How to Pay Less And Still Get Your Offer Accepted

7 Insiders Tactics- How to Pay Less And Still Get Your Offer Accepted

Posted on Nov 6, 2017 in CRNAs, Dentists, Financing, Physician Financial Success

7 Insiders Tactics- How to Pay Less And Still Get Your Offer Accepted

It’s no secret, getting your offer accepted in today’s hyper competitive real estate market is no simple task. Inventory is low in most areas of the country and the competition for the best homes in the best neighborhoods is fierce.

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Down Payment Assistance Now Available For Qualifying Resident Physicians

Posted on Oct 11, 2017 in Doctor Mortgage, Physician Loan, Real Estate

One of the biggest challenges with down payment assistance programs has long been the issue of student loans and the way underwriters calculate payments on deferred and Income Driven Repayments. The general rule has been to default to one to two percent of the outstanding student loan balance as a MONTHLY payment.

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Do doctor mortgages have mortgage insurance and what is MI?

Posted on Aug 29, 2017 in CRNAs, Dentists, Doctor Mortgage, Physician Loan, Real Estate

Do doctor mortgages have mortgage insurance and really, what is mortgage insurance? It’s funny, I get clients all the time that we get into discussions and they say, “I want to make sure we avoid mortgage insurance.” And I say,

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June Scorecard for our Team

Posted on Aug 25, 2017 in Doctor Mortgage, Physician Loan

You know, the best thing about the Fairway Scorecard is that it does not lie.  It does not care about what you accomplished last month, how good you think you are, or your ego…  It tells you the truth,

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Dentists, orthodontists & oral surgeons can get a doctor mortgage

Posted on Jul 13, 2017 in Dentists, Doctor Mortgage, Physician Loan, Real Estate

Yes, the great news is that dentists, orthodontists, oral surgeons and other dental professionals can qualify for a physician home loan. Here are some of the advantages our dentist mortgages offer:

Able to close up to 60 days prior to the start of your employment contract
Lender paid mortgage insurance
Qualify with deferred or IBR student loans**
97% LTV*** financing up to $650,000
95% LTV financing up to $850,000
90% up to $1.5 million
100% financing up to $424,100 in some areas
97% financing up to $424,000 in all states
Gift funds OK with no seasoning in your account

Call at and ask any questions you have about dentist mortgages.

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Are doctor construction loans available?

Posted on Jul 7, 2017 in Dentists, Doctor Mortgage, Physician Loan, Real Estate

Are doctor construction mortgages available? Those would be loans that have special underwriting guidelines for doctors, and physicians, that are used to buy the land, and do the vertical construction of the home. That is a more onerous process when you talk about construction loans,

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